Terms and Condition

Terms and Conditions

Effective Date: 24th April, 2025   |   Last Updated: 24th April, 2025

1. Introduction

Welcome to Islandic Systems Ltd (“we”, “our”, “us”). These Terms and Conditions (“Terms”, “Agreement”) govern your access to and use of our websites, software, mobile applications, and services (collectively, “Services”). By accessing or using our Services, you agree to comply with these Terms and all applicable laws and regulations. If you do not agree, please discontinue use immediately.

2. Company Information

Islandic Systems Ltd is a registered company operating under the laws of the Federal Republic of Nigeria. We comply with local and international regulations, including but not limited to the Nigeria Data Protection Regulation (NDPR), the General Data Protection Regulation (GDPR – EU), and the California Consumer Privacy Act (CCPA/CPRA).

3. Eligibility

To use our Services, you must be at least 18 years old or have reached the age of majority in your jurisdiction. By using our Services, you confirm that you meet this requirement and that all information provided to us is accurate, complete, and current.

4. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. Islandic Systems Ltd may modify these Terms at any time, and updated versions will be posted with a revised “Effective Date.” Continued use of our Services after updates constitutes acceptance of the changes.

5. User Accounts

  • To access certain features, you may need to create an account and provide accurate, current, and complete information.
  • You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
  • Notify us immediately of any unauthorized use of your account.
  • We reserve the right to suspend or terminate your account for any violation of these Terms.

6. Services Description

Islandic Systems Ltd provides technology, software, and related solutions that may include data management, analytics, cloud-based platforms, and enterprise applications. We reserve the right to modify, suspend, or discontinue any part of our Services at our sole discretion, with or without notice.

7. Intellectual Property Rights

All content, designs, code, trademarks, logos, and other intellectual property on our website and Services are the exclusive property of Islandic Systems Ltd or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use our Services solely for lawful personal or business purposes. Unauthorized use, copying, modification, or distribution of any content is strictly prohibited.

8. User Responsibilities

  • You agree to use the Services only for lawful purposes and in accordance with applicable laws and regulations.
  • You will not upload or distribute malicious software, infringe on intellectual property, or misuse any part of the platform.
  • You will not attempt to reverse engineer, decompile, or tamper with our software or systems.

9. Payment and Pricing

All payments for products or services must be made through our approved payment gateways. Prices may vary depending on your jurisdiction, currency, or applicable taxes. We reserve the right to change pricing at any time with notice provided via our platform or email. Refunds will only be issued according to our policy (if applicable).

10. Data Privacy & Security

Your privacy is important to us. Our collection and use of personal data are governed by our Privacy Policy, which complies with the Nigeria Data Protection Regulation (NDPR), the EU General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA/CPRA). By using our Services, you consent to our processing of personal data in accordance with these regulations.

11. Third-Party Services

Our Services may include links or integrations with third-party tools, websites, or applications. We are not responsible for the content, terms, or practices of third-party providers. Your interaction with these entities is governed by their own terms and privacy policies.

12. Limitation of Liability

To the fullest extent permitted by law, Islandic Systems Ltd, its directors, officers, employees, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use or inability to use our Services, including loss of data, profits, or goodwill, even if we have been advised of such possibilities.

Our total aggregate liability under this Agreement shall not exceed the amount paid by you (if any) for accessing or using the Services during the twelve (12) months preceding the event giving rise to liability.

13. Indemnification

You agree to indemnify and hold harmless Islandic Systems Ltd, its employees, agents, and affiliates from and against any claims, damages, losses, liabilities, and expenses arising from your use of the Services, your violation of these Terms, or your infringement of third-party rights.

14. Dispute Resolution

Any disputes or claims arising out of or related to these Terms shall first be attempted to be resolved amicably through negotiation. If unresolved, disputes shall be referred to binding arbitration in accordance with the Arbitration and Conciliation Act, Cap A18 Laws of the Federation of Nigeria, 2004. The arbitration shall take place in Lagos, Nigeria, and conducted in English. The decision of the arbitrator shall be final and binding.

15. Governing Law

These Terms and any dispute arising out of or relating to them shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles. Users from the EU or California are additionally protected by relevant consumer and data laws applicable in their jurisdictions.

16. Termination

We reserve the right to suspend or terminate your access to our Services at any time without notice if we believe you have violated these Terms, applicable law, or are engaged in harmful activity. Upon termination, your right to use our Services will cease immediately.

17. Disclaimer of Warranties

Our Services are provided “as is” and “as available.” We make no representations or warranties of any kind, express or implied, regarding the Services, including but not limited to their accuracy, reliability, suitability, or availability. We disclaim all warranties to the fullest extent permitted by law.

18. Compliance with International Laws

We comply with applicable international laws, including:

  • NDPR (Nigeria): Ensures data protection and lawful processing of Nigerian residents’ data.
  • GDPR (EU): Grants rights to EU residents regarding access, portability, and deletion of their data.
  • CCPA/CPRA (California): Protects California consumers by ensuring transparency and data control rights.
  • Other applicable laws: including UK Data Protection Act 2018, and emerging global standards on data security and consumer protection.

19. Force Majeure

We shall not be liable for any delay or failure to perform obligations resulting from causes beyond our reasonable control, including but not limited to natural disasters, acts of war, government restrictions, or network failures.

20. Contact Information

For questions about these Terms or our policies, please contact:

Email: info@islandicsystems.com

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